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Dario Panza

AI and the European Defective Product Directive

AI and the European Defective Product Directive by Dario Panza With the advent of Artificial Intelligence (“AI”) embedded products, an assessment of the adequacy of the legislation in place becomes necessary. In particular this article focuses on consumer protection and aims to evaluate if the European Defective Product Directive (“Directive”) [1] effectively addresses the issues arising when marketing new technologies….

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Smart contracts: an analysis of challenges and complications through the lens of private law

  “Smart contracts” are a critical component of many platforms and applications being built using blockchain or distributed ledger technology. How Smart Contracts Function “Smart contracts” is a term used to describe computer code that automatically executes all or parts of an agreement and is stored on a blockchain-based platform. The code can either be the sole manifestation of the…

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National authorities’ approach towards bitcoin

Bitcoin: from a ground-breaking technology doomed to disrupt the banking and payment system to a devilish creature that threatens tax-payers’ money. The abrupt change in perception toward the digital asset demands a cross-border analysis and a regulatory intervention by the Financial Market Authorities. Starting off with the Euro area, the European Central Bank (ECB) has recently published a statement (on…

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ICOs and the technology of chain. The blockchain as a new means of financing 

ICOs and the technology of chain. The blockchain as a new means of financing di Dario Panza The blockchain technology (or distributed ledger technology) is likely to acquire great relevance in the financial markets. Among the many economic transactions made feasible by it, the so-called initial coin offerings (ICOs) are spreading. ICOs constitute a digital mode of collection of financial…

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Fintech and the impact on trading

Fintech and the impact on trading di Pario Panza The advent of the block-chain technology in Fin-Tech has raised the question of the impact this is going to have on trading activities. The following article intends to provide the reader with a general overview of how the interaction between Fin-Tech and market infrastructure can change the way people trade. Secondly,…

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What is Reg-Tech

What is Reg-Tech di Dario Panza The subsequent paper is aimed to provide an overview of what Reg-Tech is and how it can be beneficial for the market. The paper will follow the structure hereto unfolded: the first part is devoted to provide a definition of Reg-Tech, the second part will parse the benefits Reg-Tech is enriching the market with…

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